Do most people here have insurance? I'm new to LwTN and was curious?
I have none and it is hard to deal with, with low income and no help.
I had no health insurance for ten years.... when I got TN in 2010---- I had none.
In 2011
I got insurance - very grateful to have been able to cover MVD surgery for this terrible disease. Luckily no pre-existing conditions crap on that one! Who has $50,000 to do that?
Many people on here don't have insurance, and many do -- Its a crime in this country as far as I'm concerned that everybody does not have access.
Since this community has most of us in the USA - it's mixed...... Look at the member map above and you can see where other people are from.
Please read/ask/learn - read / ask / learn some more ---- the more YOU know about TN the better off things can be.
Are you new to diagnosis or just to this site?
I don't have insurance now, not for the past four years, luckily had it when I had my MVD. At this point if I needed another surgery, I would probably take the last of my IRA out, not even enough to cover everything.
I looked into buying insurance and was told 98% of companies would deny me because of a pre-existing condition, the two that would charged alot, had a huge deductable, and didn't even cover TN for the first two years.
New to the site. Diagnosed in 2007.
Kc Dancer Kc said:
I had no health insurance for ten years.... when I got TN in 2010---- I had none.
In 2011
I got insurance - very grateful to have been able to cover MVD surgery for this terrible disease. Luckily no pre-existing conditions crap on that one! Who has $50,000 to do that?
Many people on here don't have insurance, and many do -- Its a crime in this country as far as I'm concerned that everybody does not have access.
Since this community has most of us in the USA - it's mixed...... Look at the member map above and you can see where other people are from.
Please read/ask/learn - read / ask / learn some more ---- the more YOU know about TN the better off things can be.
Are you new to diagnosis or just to this site?
I am one of the lucky ones on here, I work for an insurance company, so I have the top of the line benefits. In the past year , with the MVD surgery and all of the diagnostics I have been going through to determine some symptoms I have been having (another rare autoimmune disorder) I have spent close to 1 mil, and I only have about two thousand out of pocket.
I cant imagine what people go through who dont have the insurance I do, its crazy. The really sad part is, I think I get pushed to the front of the line at times because the doctors know that they will get paid well with me, and that is really not fair.
Wendy
I have health insurance through work, but they are refusing to cover my medication and doctor's fees for TN. They say I've got past the timeframe that they define as 'chronic'. Note though, I live in Mauritius, I'm pretty sure health insurance must vary across countries.
If you dont have insurance though and are a lower income I know I qualify for medicaid in 2014 and you may qualify for that or a low low rate.